Owners' association (VvE) checklist

When you buy an apartment you also become a member of the owners' association (Vereniging van Eigenaars, VvE). It maintains the building and charges a monthly contribution. These are the documents and questions that matter before you buy.

Owners' association checklist (0 of 8 checked)

The VvE is registered with the Chamber of Commerce (KvK) and active
A 'sleeping' VvE often has no reserve fund or maintenance plan, so large repairs come as a surprise bill.
Ask for: KvK extract of the VvE and the name of the administrator (beheerder).
A yearly owners' meeting is held, with minutes
The minutes show decisions on works, disputes, arrears and increases in the service charge.
Ask for: Minutes of the last two or three meetings (notulen ALV).
There is a recent long-term maintenance plan (MJOP)
The plan shows which works are due in the next ten years and what they cost.
Ask for: The maintenance plan (meerjarenonderhoudsplan) and its date.
The reserve fund matches the maintenance plan
If the reserve is too small for the planned works, owners pay extra (a special levy).
Ask for: The reserve fund balance and the yearly contribution to it (annual accounts).
You know the monthly service charge and what it covers
The service charge (servicekosten / VvE-bijdrage) is part of your monthly costs.
Ask for: The current monthly contribution for this apartment and the budget for next year.
The building is insured by the VvE
Usually the VvE insures the building; you insure your contents and own improvements.
Ask for: The VvE's building insurance policy (opstalverzekering) and what it covers.
You have read the deed of division and the regulations
They say which parts are yours, your share in the costs (breukdeel) and the house rules (e.g. pets, renting out).
Ask for: Deed of division (splitsingsakte), the regulations (splitsingsreglement) and the house rules.
No large works or special levies are planned or unpaid
Unpaid or planned levies can pass to you as the new owner.
Ask for: A statement from the administrator about planned works, levies and the seller's arrears.

Your ticks are kept only in this browser. You can upload VvE documents (PDF) on the document review page to find red flags, each quoted from the document. Information, not advice.

Next: your monthly costs (add the service charge yourself) or review VvE documents.