Home-buying calculators

Free calculators in English for buying a home in the Netherlands. Every amount is calculated by Domotra's rule engine from the law of the year, with its source; the AI never calculates money.

• Transfer tax calculator (overdrachtsbelasting)

  Including the starter exemption (startersvrijstelling) for buyers under 35 and the rate for homes you will not live in.

• Buyer costs calculator (kosten koper)

  Transfer tax, notary, valuation, mortgage advice, NHG and more, and the cash you need next to your mortgage.

• How much can I borrow? (maximale hypotheek)

  An indicative maximum from the official lending norms (Trhk) and the AFM test rate, for one or two incomes.

Want everything about one address? Look up a home for building facts, energy label, neighbourhood, costs and borrowing in one report.